Privacy Policy

Last Updated: December 2, 2025

Introduction

december.you ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website december.you and use our financial planning tools and resources.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

Information We Collect

Information You Provide

We collect information that you voluntarily provide to us when you:

• Use our interactive calculators and tools
• Create and save financial goals
• Track tasks on our checklists
• Subscribe to our newsletter (if applicable)
• Contact us with questions or feedback

This information may include:

• Financial data you enter into calculators (income, expenses, savings, etc.)
• Goals and tasks you create
• Email address (if you subscribe or contact us)
• Any other information you choose to provide

Automatically Collected Information

When you visit our site, we automatically collect certain information about your device, including:

• Browser type and version
• Operating system
• IP address
• Time zone setting
• Pages you view and links you click
• Date and time of your visit
• Referring website addresses

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. Cookies are small data files stored on your device. We use:

• Essential cookies: Required for the website to function properly
• Functional cookies: Remember your preferences and settings
• Analytics cookies: Help us understand how visitors use our site

You can control cookies through your browser settings. However, disabling cookies may limit some functionality of our site.

How We Use Your Information

We use the information we collect to:

• Provide and maintain our website and tools
• Process and display your calculations and results
• Save your goals, tasks, and preferences
• Improve and personalize your experience
• Analyze how our site is used to improve functionality
• Send you updates and communications (with your consent)
• Respond to your inquiries and support requests
• Detect and prevent fraud or abuse
• Comply with legal obligations

Important: Your Financial Data

How We Share Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

Service Providers

We may share information with third-party service providers who perform services on our behalf, such as:

• Website hosting and maintenance
• Data analytics
• Email delivery services

These providers are contractually obligated to keep your information confidential and use it only for the services they provide to us.

Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).

Business Transfers

If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change in ownership or control of your personal information.

Data Security

We implement appropriate technical and organizational security measures to protect your information, including:

• Encryption of data in transit using SSL/TLS
• Secure database storage with access controls
• Regular security assessments and updates
• Limited employee access to personal information

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

Access and Portability

You have the right to request access to the personal information we hold about you and receive a copy in a portable format.

Correction

You have the right to request correction of inaccurate or incomplete personal information.

Deletion

You have the right to request deletion of your personal information, subject to certain exceptions (e.g., legal obligations).

Opt-Out

You can opt out of receiving marketing communications from us by following the unsubscribe instructions in those communications.

Do Not Track

Some browsers include a "Do Not Track" feature. Our site does not currently respond to Do Not Track signals.

To exercise any of these rights, please contact us using the information provided below.

Children's Privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information, please contact us, and we will take steps to delete such information.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

When you delete saved goals or tasks, we remove that information from our active database. Some information may be retained in backup systems for a limited period.

International Users

If you are accessing our website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States. By using our website, you consent to the transfer of your information to the United States.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

We encourage you to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

Your Consent

By using our website, you consent to our Privacy Policy and agree to its terms.